What to do if hit by uninsured driver?

A recent study of Michigan driver’s found that 25.5% of Michigan drivers were uninsured, the second highest percentage in the country. So, how do you protect yourself when hit by an uninsured driver?

1. Call the police. Uninsured drivers have little incentive to stop or give correct information since it is against the law to driver without insurance.

2. Look for witnesses. Get the names and phone numbers of witnesses who may be able to assist you with identifying the driver.

3. Don’t accept money from the uninsured driver.

4. Report your accident to your insurance company. You can collect No-Fault benefits and often pain and suffering damages from your own insurance company even if the other driver is uninsured. Your policy should have limits of what you may collect in certain instances and we suggest you have at least $500,000 in uninsured/undersinured motorist benefits.

   For further information, please call our attorneys at 231-486-6556.